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Unit1

American Recovery ad reinvestment Act of 2009

American Taxpayer Relif act of 2012

Baby boomers

Collateral

Consumer Financial Protection Bureau

Disintermediation

Echo boomers

Equitable title

Generation x

Home affordable Modification Program

Home Affordable Refinance Program

Hypothecation

Leverage

Millennials

Mortgage-backed securities

Mortgage Forgiveness Debt Relief Act of 2007

Primary market

Real estate cycle

Robo-signing

Secondary market

Short sale

Subprime market

Taxpayer relief Act of 1997

Wall Street Reform and Consumer Protection Act

Unit2

Annual percentage rate

Commercial paper

Discount rate

Federal funds rate

M1, M2 ,M3

Open-market operations

Prime rate

Quantitative easing

Regulation Z

Reserve requirements

Securities

Treasury bonds

Treasury bills

Treasury notes

Troubled Assets relief Program

Truth in Lending Act

Unit3

Closing Disclosure

Community Development Block Grant program

Community Reinvestment Act

Entitlement communities

Farmer Mac

Equal Credit Opportunity Act

Home Mortgage Disclosure Act

Housing Choice Voucher Program

Housing and Economic Recovery Act of 2008

Interstate Lands Sale Full Disclosure Act

Quantitative easing

Lean Estimate

Neighborhood Stabilization Program

Property report

Real Estate Settlement Procedures Act

Statement of record

Truth-in-Lending/RESPA Integrated Disclosures

tax increment financing

Unit4

Administered price system

Collateralized mortgage obligation

Conforming loan

Desktop Originator

Desktop Underwriter

Fannie Mae

Federal Home Loan Bank

Federal Housing Finance Agency

Freddie Mac

Ginnie Mae

Government-sponsored enterprise

Jumbo loans

Loan Prospector

Nonconforming loan

par

participation certificates

pass-through certificates

premium

primary lender

qualified residential mortgage

real estate mortgage investment conduits

Unit5

Bearer bonds

Correspondents

Coupon bonds

Debentures

Fiduciary responsibility

Financial intermediaries

General obligation bonds

Industrial development bonds

Industrial revenue bonds

Interim financing

Junior financing

Mortgage bankers

Mortgage brokers

Mortgage revenue bonds

Municipal bonds

Origination fee

Participation financing

Real estate investment trust

Real estate mortgage trust

Registered bonds

Revenue bonds

Secured and fair Enforcement Mortgage Licensing Act

Thrifts

Warehouse of funds

Zero-coupon bonds

unit6

Acceleration clause

Assumed

Beneficiary

Carryback loan

Contract for deed

Cross-defaulting clause

Deed of trust

Defeasance clause

Due-on-sale clause

Encumberance

Equitable right of redemption

Equity loan

Exculpatory clause

Granting clause

Involuntary lien

Lien theory

Lifting clause

Mortgagee

Mortgagor

Nonrecourse clause

Note

Note and mortgage

Novation

Power of sale

Prepayment clause

Release clause

Second mortgage

Subject to

Subordination

Title theory

Trust deed

Trustee

Trustor

Usury

Vendee

Vendor

Voluntary lien

Unit7

Adjustable-rate mortgage

Ad valorem

Amortization

Balloon payment

Blanket mortgage

Boot

Buydown

Completion bond

Draws

Escrow funds

Fixed-rate loan

Flood insurance

Hazard insurance

Homeowners insurance

Home equity line of credit

Impound funds

Interest-only loans

Interest rate factor

Internal Revenue Code Section 1031

Lease option

Lease purchase

Loan-to-Value ratio

Manufactured housing

Negative amortization

Package mortgage

Piggy-back loan

Point

Private mortgage insurance

Predatory lending

Reverse annuity mortgage

Right of first refusal

Split loan

Stop date

Streamlined Modification Program

Subprime lender

Term loan

Unit8

Allowable closing costs

Certificate of eligibility

Certificate of reasonable value

Direct endorsement program

Energy efficient mortgage

Entitlement

Funding fee

Home Equity Conversion Mortgage

Housing ratio

Mortgage insurance premium

Partial entitlement

Rehabilitation loan FHA203(k)

Release of liability

Residual income

Substitution of entitlement

Total obligations ratio

Unit9

Abstract of title

Actual notice

Assets

Broker price option

Capitalization rate

Cloud on the title

Constructive notice

Cost approach

Credit score

Depreciation

Direct sales comparison approach

Drive-by appraisal

FICO-

Financial statement

Gross rent multiplier

Income approach

Liabilities

Market value

Net worth

Reconciliation

suit to quiet deed

Survey

title insurance

title report

Torrens certificate

tri-merge credit report

value in exchange

value in use

weighted average

Unit10

Deed in lieu of foreclosure

Default

Deficiency judgment

Equitable redemption period

Eviction

Forbearance

Grace period

HOPE NOW

Judgment decree

Judicial foreclosure

Moratorium

Power-of-sale method

Recast

Statutory period of redemption

Strict foreclosure

Subrogation

Upside down or underwater

workouts

Chapter 1

Appraiiisal Foundation

appraisal management companies - AMC

Appraisal Practices Board - APB

appraisal report

Appraosa; Standerds Board - ASB

appraiser

Appraiser Independence Requirements

Appraiser Qualifications Board - AQB

computer assisted mass appraisa; - CAMA

Economic Stimulus Act of 2008

Department of Veterans Affairs - VA

Dodd Frank Wall Street Reform and Consumer Protecttion Act - Dodd-Frank

Fannie Mae

Federal Deposit Insurance Corporation- FDIC

Federal Housing Administration- FHA

Federal Housing Finance Agency - FHFA

Financial Institutions Reform, Recovery, and Enforcement Act of 1989 - FIRREA

Freddie Mac

goverment-sponsored enterprises- GSE

Housing Price Index - HPI

Housing and Economic Recovery Act of 2008 - HERA

Housing Finance Board

Office of Thrift Supervision- OTS

opinion of property value

scope of work

subprime lending crisis

Truth in Lending Act - TILA

Uniform Standards of Professional Appraisal Practice - USPAP

Grills and diffusers
Furnace
Air Conditioning
Fans

Alternative Dispute Resolution

Appeal

Common Law

Diversity Jurisdiction

Judge-Made law

Jurisdiction

Preemption doctrine

Precedent

Statutory Law

Trial court

Attachment

Fixture

fixture filing

perfection

personal property

property

real property

secured Transaction

Trade fixture

ad coelum doctrine

correlative rights doctrine

fracking

Land

Littoral Laand

Mineral Rights

Natural Flow Doctrine

Navigable waters

Noownership theory

nuisance

Ownership Theory

Percolating water

prior Appropriation

real estate

Reasonable use Doctrine

Riparian rights

Rule of capture

surface water

Trespass

Allodiun

Defeasible Fee

Dower

Estate

Fee Simple Absolute

Fee Simple Determinable

Fee Simple subject to condition subsequent

Feudalism

Freehold Estate

Life estate

community property

co-ownership

corporation

fiduciary duty

joint tenancy

joint venture

Limited Liability Company

Limited partnership

partition

partnership

S corporation

Syndicate

Tenancy by the Entirety

Tenancy in common

Tenancy in partnership

Trust

Assessments

ByLaw

Common Elements

Condominium

Condominium Association

Cooperative

Declaration

Exemption

Individual Unit deed

Real Estate Investment Trust

Rules and Regulations

Time-Share

1031 Exchange

Gross Lease

Ground Lease

Hold over Tenant

Lease

Lease Hold Estate

Net Lease

Percentage Lease

Periodic Tenancy

Rent

Right of possession

Statute of frauds

Tenancy at Sufferance

Tenancy at Will

Term Tenancy

Triple Net Lease

Abandonment

Dedication

Dominate Estate

Easement

Easement Appurtenant

Easement by Implication

Easement by Necessity

Easement by perscription

Easement in Gross

estoppel

express grant

express Reservation

License

Prescription

Profit A Prendre

Release

Servient Estate

Assignment

Building code

constructive Eviction

Coventant of Fitness of th premises

Covenant of quiet Enjoyment

Covenant to deliver possession

Eviction

Exculpatory clause

Implied warranty of Habitability

Mitigation of damages

Reformation

Rent control Law

Rent paid in advance

Rescission

Security deposit

sublease

Third-person quaranty of Rent

Tort

Trade fixture

Uniform Residential Landlord and Tenant ACT (URLT)

waste

wrongful abandonment

wrongful eviction